Critics argue that this form of Medicaid planning is socially irresponsible.
Critics argue that this form of Medicaid planning is socially irresponsible.
Critics argue that this form of Medicaid planning is socially irresponsible. When Medicaid spend-down becomes a form of estate planning, critics say, it is a means of cheating the government and using public money intended for those in genuine poverty (Moody & Sasser, 2014).
September 17, 2016 no comments
As older people and their families have become more aware of the cost of long-term care, middle-class families have found ways of qualifying for Medicaid (Moody & Sasser, 2014).
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By divesting their assets families have tried to avoid the harsh requirements of Medicaid spend-down often times in an effort to leave an inheritance to their children.
Critics argue that this form of Medicaid planning is socially irresponsible. When Medicaid spend-down becomes a form of estate planning, critics say, it is a means of cheating the government and using public money intended for those in genuine poverty (Moody & Sasser, 2014).
Elder law attorneys on the other hand believe that families should realistically plan ahead for nursing home costs and that this planning may involve Medicaid. Planning ahead to qualify for Medicaid, they believe, is not immoral or illegal (Moody & Sasser, 2014).
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